The banks that operate in Mexico maintain levels of “reasonable” profitability compared to other economic sectors, which has allowed us to strengthen the granting of credit and consolidate its role as an engine of national development, he stated Emilio Romanopresident of the (ABM).
During his press conference, the sector representative highlighted that the good financial results of banking institutions not only reflect stability, but also generate favorable conditions to promote productive projects and promote the country’s economic growth.
“Banking has a reasonable profitability and that allows us to have the conditions to finance the country’s projects and continue growing in peace,” Romano said.
According to data from the organization itself, In 2025, the group of private banks operating in Mexico obtained profits of more than 300 billion pesos. This figure represents approximately one percent of the Gross Domestic Product (GDP), which confirms the relevance of the sector within the national economy.
The president of the ABM stressed that the banking industry is one of the sectors with the greatest resources invested in Mexicowhich translates into a greater capacity to offer credit to families, companies and entrepreneurs.
In this sense, he explained that solid and profitable banking not only benefits institutions, but also users and the country as a whole. Among the main benefits are the strengthening savings, investor confidence and expansion of financing.
Furthermore, Romano highlighted that profitability allows banks allocate greater resources to key areas such as technological innovation and securityessential factors in an increasingly digitalized environment.
He advance of digital banking and the growth of electronic operations have forced institutions to strengthen their protection systems.
Therefore, part of theProfits are channeled to fraud prevention and the development of tools that guarantee the security of transactions.
Another of the relevant points mentioned by the head of the ABM is that the stability of the financial system contributes to generating confidence among national and international investors. This opens the door to greater capital injection into the country, which in turn drives economic growth and job creation.
While the president, Claudia Sheinbaum Pardo made a call for this sector to work together with her “on the issues on which we do agree,” when inaugurating the 89th Banking Convention.
Likewise, Sheinbaum announced that his government will take actions to advance the digitization of economic activity in the country.
Specialists agree that the Positive banking performance is a key indicator of the country’s economic health. A strong financial system facilitates access to credit, promotes investment and allows us to face global economic challenges more solidly.
However, The challenge for the sector continues to be to expand financial inclusionthat is, ensuring that more people have access to banking services, especially in rural or low-income areas.
In this context, Mexican banking must bet on digitalization, the expansion of its services and the strengthening of user trust as pillars to maintain its growth in the coming years.
