Nequi, the digital financial services platform created by Grupo Bancolombia, allows its users to modify the usage limits of their account easily from their cell phone.
This functionality, available in the application, seeks to provide greater control over money management and prevent possible fraud.
The application, which has gained popularity since its launch in 2016, was designed to work exclusively on mobile devices, without the need for in-person procedures or extensive forms. Their focus has been on attracting people who prefer simple and accessible solutions to manage their finances.
One of the most useful features this tool offers is the ability to define custom limits for transfers, purchases, and withdrawals. Thanks to this option, users can set maximum daily or monthly amounts according to their profile and specific needs.
To adjust these limits, the procedure is carried out directly from the app.
The first step is to enter Nequi using the usual password or fingerprint. Then, on the main screen, look for the gear-shaped icon that appears in the upper right corner, corresponding to the settings section.
Within that menu, the person will find an option called ‘Stops’ or ‘Limits’. Upon entering there, the current values assigned for each type of operation will be displayed. To change them, simply select the limit you want to modify, enter the new value and confirm the setting.
In some cases, the system will request additional authentication using a code sent to the owner’s phone or email.
It is important to keep in mind that these limits are also defined by Nequi’s internal policies, and may vary depending on the type of verification the account has. For example, those who have validated their identity with the ID can access larger amounts in their operations.
You can now follow us on Facebook and in our WhatsApp Channel.
“Nequi allows the modification of the limits of people’s accounts,” the entity indicated, emphasizing that this function not only provides convenience, but also security. If a user loses their mobile device, established caps can minimize the economic impact of possible unauthorized access.
Regarding the allowed amounts, Nequi allows you to withdraw up to two million pesos through banking correspondents or financial system transactions. If the withdrawal is made through an ATM, the limit amounts to 2,700,000 pesos per day.
Users who wish to increase their caps beyond the default limits may need to complete an additional verification process. This ensures that funds are protected and that operations meet the security requirements required by national regulations.
